Cover healthcare costs with personal loans from $500 to $5,000. Hospital bills, dental work, prescriptions, and more with fast approval.
Medical expenses can arrive unexpectedly and often at the worst possible time. Whether it's an emergency room visit, a necessary procedure, dental work, or ongoing treatment costs, healthcare bills can strain any budget. Wise Loan offers personal loans from $500 to $5,000 to help you manage medical costs without sacrificing your health or financial stability.
Even with insurance, deductibles, copays, and uncovered treatments can add up to significant out-of-pocket expenses. Our medical expense loans provide the financial bridge you need to get necessary care now while spreading payments over manageable monthly installments.
Cover emergency room visits, inpatient stays, and surgical procedures.
Finance root canals, crowns, extractions, and other dental procedures.
Pay for eye exams, glasses, contacts, and vision correction procedures.
Cover expensive medications, therapy sessions, and ongoing treatments.
Unlike medical credit cards that often have deferred interest traps, our personal loans have fixed rates and predictable monthly payments from day one. You'll know exactly what you owe each month and when your loan will be paid off, making budgeting easier during an already stressful time.
Our loans also give you flexibility in how you use the funds. Pay multiple providers, cover insurance deductibles, or use the money for travel to see specialists. There are no restrictions on which healthcare providers you can pay.
Our online application takes just minutes to complete. We understand that medical situations often require immediate attention, so we process applications quickly and provide decisions fast. If approved, funds can be deposited directly into your bank account.
Unpaid medical bills can be sent to collections and damage your credit score. By using a personal loan to pay off medical debt promptly, you can avoid collections and maintain your credit standing while making manageable monthly payments.
Health emergencies don't discriminate based on credit scores, and neither do we. We look at the complete picture, including your income and ability to repay. Many customers with less-than-perfect credit have successfully obtained medical expense loans through Wise Loan.
APR ranges from 5.99% to 35.99%. Example shown uses 24.99% APR.
Apply for a medical expense loan from $500 to $5,000. Get the care you need with manageable monthly payments.
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