Last updated: December 1, 2025
Wise Loan ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website wiseloanapply.com or use our services. Please read this policy carefully. By using our website and services, you consent to the practices described in this policy.
We may collect personal information that you voluntarily provide when applying for a loan or using our services, including but not limited to: name, email address, phone number, Social Security number, date of birth, physical address, employment information and income, bank account information, and credit history.
When you visit our website, we may automatically collect certain information about your device and usage, including: IP address, browser type and version, operating system, referring URLs, pages viewed on our site, time spent on pages, and other diagnostic data.
We use cookies and similar tracking technologies to track activity on our website and store certain information. You can instruct your browser to refuse all cookies or indicate when a cookie is being sent. However, some features of our site may not function properly without cookies.
We use the information we collect for various purposes, including to: process loan applications and provide our services, verify your identity and prevent fraud, communicate with you about your application or account, send marketing communications (with your consent), improve our website and services, comply with legal obligations, and enforce our terms and conditions.
We may share your information in the following circumstances:
Service Providers: We may share information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, and customer service.
Lending Partners: To process loan applications, we may share your information with lending partners and financial institutions.
Legal Requirements: We may disclose information if required by law or in response to valid legal process.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
We do not sell your personal information to third parties for their marketing purposes without your explicit consent.
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, and access controls. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
Depending on your location, you may have certain rights regarding your personal information, including: the right to access your personal information, the right to correct inaccurate information, the right to delete your information, the right to opt out of marketing communications, and the right to data portability.
To exercise these rights, please contact us at info@wiseloanapply.com.
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If you believe we have collected information from a child under 18, please contact us immediately.
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.
If you have questions about this Privacy Policy or our privacy practices, please contact us at:
Email: info@wiseloanapply.com
Website: wiseloanapply.com